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Are extended car warranties worth it?

Why buy a used car warranty | Best4Warranty

  • 4 Feb 2022


Buying a used vehicle certainly has its benefits (which you can read about in our Pros and Con of Buying a Used Car), but inevitably you risk components failing. No one likes to imagine their vehicle breaking down let alone having to deal with the financial costs that come with getting it back on the road. Every year the cost of replacing failed components is increasing making it difficult to budget for such eventualities.


So how do you manage this risk? We know the answer is to buy an extended warranty.


But the next question is always… but are extended car warranties worth it?


Why buy a used car warranty?

An extended warranty is traditionally a product that is sold or given away by the motor dealer when you buy the used vehicle. On average, manufacturer warranties cover your car for the first three years of its life. After this period ends, you are on your own.

If a component in your car breaks down, you are responsible for paying for the repairs. However, by taking out a used car warranty, we will take the financial liability from you for all mechanical and electrical components.

According to Daniel Hutson, Head of Motor Insurance at, 3 out of the 10 most common breakdown causes for 2021 are covered by a used vehicle warranty (alternator, starter motor and electrical failure).

Our AutoSilver and AutoGold policies cover air con, climate control and driver interface where we will pay up to 100% of the claim limit. Your entertainment systems and all satellite navigation are covered up to the cost of your specific claim limit.

Once taking out a Best4 Warranty policy, you will receive unlimited mileage during the full time of your cover.


Do I still need breakdown cover?

It’s time to cancel your breakdown cover! Many of our policies include breakdown recovery and assistance with no extra costs. You will be saving an average of £54 a year by including breakdown cover in your warranty policy.


Can my standard motor insurance pay for this?

Unfortunately, the answer is no. If your vehicle breaks down of its own accord, your standard motor insurance will NOT pay for it. An extended used car warranty will pay for electrical and mechanical components when they fail of their own accord.


Can my standard roadside pay for repairs that cannot be fixed roadside?

We’re sad to say that the answer, again, is no (and not everyone knows this!). Your standard roadside recovery will not pay for any repair work if the vehicle cannot be fixed on the roadside.


What if I sell my car?

If you’re looking to sell your car, we provide a service that makes transferring the policy to a new private vehicle owner. We also require no cancellation fee if you no longer need the coverage on the vehicle. 


Can you give me an example of claims you’ve paid out for?

Yes, we can! Here are just a few REAL claims we have paid out for recently.


We paid out £1,470 for the clutch on a Mercedes CLA220 AMG.

For a Hyundai Santa Fe’s Electronic Control Unit we paid out £2,073.

And we paid out a whopping £5,000 to fix the engine on a Range Rover Sport HSE.


You will find no other extended vehicle warranty brand that displays and lives by the principles of honesty, fairness and helping those most affected by the unexpected. These values extend to the very core of our business and it is these values that will define our relationship with you.

We have worked hard from the outset to provide you with the genuinely best value used vehicle warranty available on the market today.

So, what are you waiting for? To get yourself a no obligation, free quote on your vehicle from the most trusted warranty provider on Google and Trustpilot, click here!

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Best4 is a trading name of Autoguard Warranties Limited. Best4 is fully regulated and authorised by the Financial Conduct Authority (FCA). Our FCA number is 500640.

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